Terms

Nothing herein constitutes legal, tax, investment, or medical advice. Availability of services and product features may vary by jurisdiction.

1. 1. Introduction

   Purpose. These Terms govern access to and use of our advisory, research, education, and related services focused on Bitcoin and the digital economy.

   Acceptance. By using our services, you agree to be bound by these Terms and any referenced policies.

   Updates. We may amend these Terms to reflect regulatory or operational changes; the canonical version is posted at /terms.

2. 2. Governing Law & Jurisdiction

   Primary. Singapore law (common law) governs these Terms.

   Expansion. We are preparing regional adaptations for the UAE (including Saudi Arabia), Thailand, and broader MENA. Local law may supersede specific clauses for services provided in-region.

   Conflict. In case of conflict of laws, mandatory local consumer/financial regulations prevail for in-region services.

3. 3. Definitions

   “Service”. Advisory, research, education, training, and related deliverables.

   “Client”. Any person or entity engaging the Service.

   “Bitcoin”. The peer-to-peer electronic cash system and network; no custody implied.

   “Sovereign Infrastructure”. Privacy-preserving, decentralised, self-custody systems underpinning service delivery.

4. 4. Scope of Services

   Advisory. Strategy, architecture, risk frameworks, and implementation guidance across Bitcoin and digital-asset infrastructure.

   Research & Education. Market, technical, and regulatory briefings; training programmes.

   Exclusions. We do not provide discretionary asset management, brokerage, exchange, token issuance, or custody services.

5. 5. Eligibility & Client Responsibilities

   Eligibility. You confirm legal capacity and that your use is lawful in your jurisdiction.

   KYC/AML. Where required by law or engagement type, you agree to provide accurate information for compliance checks.

   Self-Custody. You are solely responsible for your keys, wallets, and operational security.

6. 6. No Financial, Legal, or Medical Advice

   All content is for informational and educational purposes only. Obtain independent professional advice before acting.

7. 7. Bitcoin & Digital Asset Risks

   Volatility. Prices may fluctuate dramatically; you bear all market risk.

   Custody. Loss/theft of private keys may be irreversible; implement defence-in-depth.

   Network/Protocol. Forks, bugs, mempool congestion, or miner behaviour may impact settlement.

   Regulatory/Tax. Rules evolve; you are responsible for tax and reporting.

8. 8. Intellectual Property

   We retain IP in our materials unless otherwise agreed in writing. A limited, non-exclusive, non-transferable license is granted for your internal use.

9. 9. Confidentiality & Privacy

   PDPA (Singapore). We process personal data consistent with PDPA and privacy-by-design principles.

   Cross-Border. Where data leaves Singapore, we apply appropriate safeguards consistent with regional obligations (e.g., UAE, KSA, Thailand PDPA).

10. 10. User Conduct & Acceptable Use

    Prohibited uses include unlawful activity, sanctions evasion, fraud, and interference with service integrity. You must comply with local laws.

11. 11. Fees & Payments

    Bitcoin-first. We price and accept settlement in BTC where feasible; fiat channels may be available regionally.

    Refunds. Unless stated in an engagement letter, fees are non-refundable once services commence.

12. 12. Third-Party Services & Links

    We may reference third-party tools/platforms. We do not control or endorse third-party services and are not liable for their acts or omissions.

13. 13. Liability & Indemnity

    Limitation. To the maximum extent permitted by law, we exclude indirect, incidental, or consequential losses.

    Indemnity. You agree to indemnify us against claims arising from your unlawful use or breach of these Terms.

14. 14. Termination

    Either party may terminate in accordance with the engagement letter or for material breach. Accrued rights and obligations survive.

15. 15. Dispute Resolution

    Governing Law. Singapore law applies.

    Arbitration. Disputes may be referred to arbitration in Singapore under the SIAC Rules, seat Singapore, language English.

    Regional. We may offer venue/jurisdiction variations for UAE/KSA/Thailand engagements.

16. 16. Notices & Communication

    We communicate electronically via the contact details you provide. You consent to electronic notices.

17. 17. Miscellaneous

    Entire Agreement. These Terms plus any engagement letter form the entire agreement.

    Severability. If a clause is unenforceable, the remainder remains effective.

    Assignment. You may not assign without consent; we may novate within our group.

18. 18. Contact Information

    Email: info@kmt.sg

    Regional addresses and legal entities for UAE / Saudi / Thailand / MENA will be added as operations commence in each jurisdiction.